Home insurance, connected to your home.

Home insurance
that works for you.

Safer homes. Fewer claims. Shared rewards.

HomeHug brings insurance and connected home protection together — helping you understand risk, spot problems earlier and take action before damage escalates. When safer homes help reduce the cost of claims, we share those savings back with you through rewards.

✓ See what’s coming · Follow our progress · Hear when we launch near you

Prevent problems

Connected protection helps you spot risks before small issues become expensive claims.

Fewer claims

Acting earlier can mean less damage, less disruption and a safer home.

Reward

Build your Safety Score and share in the savings created when we reduce the cost of claims together.

Connected home

Bring HomeHug devices and compatible sensors you already have together through one Gateway.

The heart of your connected protection

One Gateway.
Protection across your home.

Your HomeHug Gateway brings together HomeHug devices and compatible sensors you already have, helping create a more complete picture of your home — inside and out. Your policy includes a Gateway, water leak detector and HomeHug speaker to get you started.

Gateway Water leak detector HomeHug speaker
✓Your Gateway, water leak detector and HomeHug speaker are included as part of the policy — there is no separate starter kit to buy.
✓The Gateway can also bring compatible sensors you may already have into your HomeHug setup.
✓Your equipment stays with you if you move, helping your Safety Score move with you too.
Private by design. Sensor data is processed locally on your HomeHug Gateway, rather than relying on the cloud for every decision — helping keep you in control of your data.
See how rewards work →

Protection inside and out

More awareness.
More opportunity to act.

HomeHug is designed to give you a better picture of what is happening around your home so you can respond earlier where possible. And if something still goes wrong, HomeHug is there to put it right.

💧

Water leaks

The water leak detector can catch a leak early, helping you act before a small problem becomes extensive damage.

🔥

Your smoke alarm

The HomeHug speaker can recognise the sound of your smoke alarm and alert you so you can check and respond.

🐾

Your dog barking

If the HomeHug speaker hears your dog barking, it can alert you so you can check what may be happening at home.

Together for safer, happier places to live

HomeHug is more than cover for when things go wrong. It is designed to help protect what matters every day — and to return some of the value created by safer homes back into the places where our customers live.

Hug Your Family

Less disruption from avoidable damage and more confidence at home.

Hug Your Home

Connected protection, useful alerts and simple actions to help keep your home safer.

Hug Your Community

Convert your HomeHug rewards into vouchers to spend with participating businesses in your local community.

Your Safety Score
turns prevention into rewards.

Keep your HomeHug equipment connected and operating, take useful actions and improve your Safety Score. By working together to spot risk earlier, reduce avoidable damage and lower the cost of claims, we can create savings — and HomeHug is designed to share some of those savings back with you through rewards.

Your Safety Score

See where you’re doing well, what to improve next and how safer actions can help increase your rewards.

Stay connected
Build cash value
Spend locally

Your rewards build up as a cash value. Convert that value into vouchers to spend with participating businesses in your local community.

Prevention can't stop everything. HomeHug is still there when you need to claim — the difference is that we also work with you to reduce the impact and cost of claims where we can.

This isn't a no-claims bonus. HomeHug is designed to reward you for actively helping make your home safer — not simply for being lucky enough not to claim.

A safer today. A brighter tomorrow.

Preventing avoidable damage can mean fewer possessions thrown away, fewer replacement materials and fewer emergency repairs. Protecting homes earlier can reduce both cost and waste.

Help bring HomeHug to your neighbourhood.

We're starting in selected areas and growing neighbourhood by neighbourhood. Join the HomeHug launch list for updates and we'll let you know when we're coming to yours.

Join the launch list →